It appears that the luxury car maker Bugatti is finally expanding its repertoire and moving forward with the Bugatti 16C Galibier, their very first modern 4 door sedan. This vehicle is a masterpiece! Boasting an 8.0 liter, 16-cylinder flex fuel engine with 800-1,000 hp and a maximum speed of 220mph, the Galibier will definitely not go unnoticed.
The Bugatti 16C Galibier is expected to be priced at $1.44 million (USD) and will not be available until production ends in 2012.
Sebuah mobil dapat dimodifikasi untuk berjalan di atas air dengan menginstal sebuah perangkat elektrolisis. Perangkat elektrolisis digunakan untuk memisahkan gas hidrogen dari air. Dari kelas sains sekolah menengah kita tahu bahwa air dibuat dari bagian hidrogen dan satu bagian oksigen sehingga Penghemat Bensin istilah H O. Dengan memberikan listrik melalui electroplates terendam dalam air akan menghasilkan gelembung H . Gas hidrogen yang dihasilkan akan dilepaskan ke dalam mesin sistem penyaringan udara. Penghemat Bensin Motor Idenya Penghemat Bensin adalah untuk membiarkan H mengalir ke ruang pembakaran mesin.
Secara teoritis karena potensi tinggi gas hidrogen dengan mencampurkan dengan asap bensin di Alat Hemat Bbm mesin ia memiliki potensi Penghemat Bbm untuk menghasilkan output daya yang lebih besar dari mesin. Jika sebuah mobil adalah jumlah yang sama dengan menggunakan bahan bakar dan mendapatkan Alat Hemat Bbm torsi mesin yang kuat kendaraan akan bergerak lebih jauh sehingga meningkatkan jarak tempuh. Banyak pemilik mobil telah diuji sistem dan telah mengalami hasil yang baik penghematan bahan bakar.
Untuk melaksanakan ide penghemat bahan bakar mobil Anda akan perlu membeli instruksi langkah demi langkah panduan. Sebagian besar panduan tersedia dari internet. Anda akan membutuhkan beberapa alat-alat tangan dan anggaran sekitar sampai membeli semua bagian yang dibutuhkan untuk proyek. Sebagian besar komponen yang mudah diperoleh Penghemat Bensin dari toko besi.
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Gli esseri umani, all’inizio della storia erano nomadi, e gli elementi, anche dopo che la civiltà urbana è emerso come modello dominante, il dinamismo e il movimento è rimasto estremamente importante e forieri di crescita positiva. Possiamo dire che le società che viaggiano privilegiata, il traffico e la circolazione delle persone, delle idee e delle merci sono cresciuti, mentre i paesi in cui gli scambi e traffici sono stati bloccati e limitati sono decaduti. In età moderna dei motori, gli aeroporti e la velocità, è ovvio che viaggio, viaggio e trasporti hanno assistito a una profonda accelerazione, sperimentando una maggiore importanza per i cittadini, i prodotti e le relazioni.
References: usedcar, truckers, landrover, suitcase, depart, scooter,usedboats, voyage, airplanes, autorentals, automobil, wagen, voiture,planetickets, airplanes, vehicles, ferry, ferries, passport, motorcars,carsales, destinations
Vi è un enorme mercato per le automobili, moto, auto, aerei, alberghi, treni e navi da crociera, sia in ottica di strumenti da usare per andare da qualche parte, quanto nella prospettiva di servizio da offrire a scopo di lucro. Inutile dire che Internet ha accelerato ulteriormente il processo di viaggio, dal momento che la prenotazione di biglietti e percorsi di pianificazione è diventato estremamente facile (grazie, per esempio, alle agenzie elecronic e reti virtuali).Abbiamo deciso di fornire alcuni link alle risorse raccolte da http://www.t-h-e-n-e-w.com e http://www.euroserve.cn (con servizi DNS http://www.esw3.eu) sul tema: uno vetrina di canali di informazione di qualità per quanto riguarda la logistica, il trasporto aereo, alloggio, viaggio e della mobilità in generale.
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Congratulations goes out to both the Boxster and Cayman for making Car and Driver magazine’s list of “10 Best” vehicles sold in America.
This is the 11th time the Boxster has appeared on the list and the 4th time for the Cayman.
According to a member of the panel: “There are a lot of words beginning with the letter “P” that can describe the mechanically identical Boxster and Cayman – but we think the most appropriate one is Perfect.”
The list is determined by a panel of 18 editors using a 100-point scale. They evaluate the vehicles based on functional performance, driving satisfaction and value. To be considered for the award, vehicles have to be priced below the cap of $80,000.
Car & Driver: 2010 Porsche Bocster/Cayman – 10 Best Cars
Circa 1920s– Lillian La France in her early Motordrome riding days. This must be 1924, or close to it. She looks a little green, and that signature smile and exuberant confidence is not quite present.
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“It was the thrill of risking my life that made me to take to drome riding. I was the girl who flirts with death. From childhood I was inspired by wanderlust. I was always alone, dreaming of adventures– how to ride a pony out West, to follow my calling to fame. This was my secret. I shared it with no one.”
–Lillian LaFrance
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Born in 1894, Agnes was the second of nine girls born into an honest-living Catholic farming family. She christened herself Lillian LaFrance and quickly shook the dust of her hometown off her boots sometime around 1916, and roared off to create the life she had always dreamt of, carving it raw as she went along. She began drome riding in 1924, and left a blurry, yet brilliant legacy behind that still haunts many who are taken by the images of her incredible spirit staring back through squinty eyes in a copy of a copy of old grainy photos. Incredible.
What will I do today? Nothin’ much, in comparison anyway.
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Great shots of La France– I’m a sucker any day for the aviator goggles, jodphurs and riding boots.
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Lillian La France started riding the Motor Drome in 1924, at the age of 30 yrs old, and was equally adept on a motorcycle or on four wheels.
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Lillian La France sporting a jersey with a skull and crossbones motif– which was quite popular among the stunt rider set of the day. A symbol of rebellion and perhaps a manifestation of an inner, romanticized death-wish.
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Charming, candid shots of stunt rider Lillian La France.
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Lillian La france — The World’s Foremost Lady Stunt Rider — left, with a broken arm.
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Honolulu, Hawaii, Circa 1930– Lillian La France photographed with the Side Show performers she traveled with. Including seven-footer,Johan Aasen, who also enjoyed some stardom in his day.
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Lillian La France showing off with no hands on the treadmill at full rev. She was one of the first, and also one of the most popular, female Wall of Death riders of the 1920s & ’30s.
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*“I was never meant to have children, or to be a plain housewife. I saw how my mother lived, so you know married life never appealed to me– to endure what she went through…”
Keep Your Home and Auto Insurance With The Same Company.
Many insurers offer a discount if you purchase both auto and homeowner coverage with them. While this does not always guarantee a cheaper premium, in most cases you should see some overall savings.
Do not fall into the trap of thinking cheaper is always a better deal. A big mistake made by insurance shoppers is only looking at price and not considering the quality of the insurer and the value of a reliable and competent agent.
Morbi’s historic ‘Julto Pul’ to re-open in last week of Jan
Rajkot, January 4 The historic Julto Pul (hanging bridge) of Morbi will be thrown open to the public, in the last week of January, after a gap of nearly three decades. The repair and renovation work on this engineering marvel, inspired by the famous Hanging Bridge of London, is on the verge of completion.
Spanning the Machuchu River, it is one of the few hanging structures in India. It was constructed of special teak wood, iron and wires imported from England by the erstwhile ruler of Morbi, Thakore Vaghe, some 180 years back.
Due to its unique design and cultural value, the bridge has almost become synonymous with the industrial town of Morbi in Rajkot district.
The bridge connecting Barbargadh Palace to Nazarbaug was in operation till 1979 when a devastating cyclone struck this town. Since then, several repairs have taken place, but due to its deteriorating condition, the Rajkot district administration closed the bridge to save this famous Saurashtra landmark from complete collapse.
The Rajkot collectorate’s call for the public-private participation for the renovation of Julto Pul received a favourable response from the Morbi-based Ajanta Group, who are among the country’s leading wall-clock and tile manufacturers.
“The Julto Pul is being renovated at a cost of Rs 1 crore. The entire expense has been borne by the Ajanta Group. This time, superior quality material has been used to give the bridge at-least 10 years’ relief from wear and tear,” said Rajkot District Collector Pradeep Sharma.
Sharma said over 90 per cent of the repair work has been completed and the Julto Pul is likely to be reopened for the public from January 27. The district administration is, however, yet to decide whether to declare it as a tourist site, or to open it for regular traffic. “It is yet to be decided whether it should be reopened just as a tourist site or also allow commuters on the bridge,” said Sharma
The Julto Pul was constructed over a span of four years starting 1883. The bridge is 756-feet long and 4.6-feet wide. The main wooden lane has now been replaced with aluminium composite sheet, which is not only durable, but more lightweight compared to teak. The wooden support beams have also been replaced with weatherproof aluminium channels. To give it a complete weatherproof effect, the sheets and channels are being coated with high temperature aluminium paint.
Our local Porsche Club, the Coastal Empire Region held their annual Christmas party at the dealership last night. It was a great turn out with wonderful food and drink. Everyone brought a toy for the Toy’s for Tot’s program. They also announced the results of this years election of new board members. Buddy Brown was elected President, David Grandt Vice President, Conard White Secretary and Basil Mathews Treasurer.
GEICO offers many rewarding and stable careers in Sales, Customer Service, Claims, Auto Damage, Service, Property & Casualty, Business Administration, and other fields and provide leadership programs, summer internships, and training, more info at http://www.geico.jobs.
What you’ll find here:
Video Profile of jobs at GEICO
Summary of the job
Tanscrip of the video
Keywords that may be helpful in your other searchs
Summary:
GEICO is one of the largest private passenger auto insurers in the U.S. and is owned by Warren Buffet’s Berkshire Hathaway, Inc. Established in 1936, GEICO has a base of 8.5 million policy holders that is steadily growing. We are the fastest growing insurer in the U.S., and with that growth comes career advancement for our associates. Jobseekers at any level should consider joining our team. Our reputation for stability, growth, and excellent customer service is well earned, and our consideration extends not only to our policyholders but also to our employees and communities. We’re currently seeking applicants for GEICO careers at offices throughout the United States, and you can find current openings in your area at http://www.geico.jobs. We seek out positive “people” people who are comfortable interacting with and helping others every day-including GEICO customers, and associates on the GEICO team. Our goal is to provide low-cost insurance without sacrificing high-quality customer care. As a company, GEICO is focused on people. In fact, our first operating principal is to show respect toward our associates by providing them opportunities to advance and grow within our company. With the help of the guidance and feedback our managers provide and the work-related training we provide to our associates, hardworking GEICO employees can pursue multiple career paths within GEICO over a long period of time without ever leaving the company. In addition, we concentrate on diversity in the workplace and feel that it’s important to give back to our communities through work with charities such as United Way and Habitat for Humanity. Visit us at http://www.geico.jobs today, and see which GEICO career opportunities await you.
Transcript:
SPEAKER: GEICO has developed itself as being the new thing.
SPEAKER: Every time our marketing team comes out with a new marketing campaign, it’s always like the number one talked about advertisement on TV or the radio.
SPEAKER: GEICO is a household name. Everybody knows the GEICO Gecko. They think I come to work with the Gecko each day.
SPEAKER: That just opens the door though for our customers. And once they call us, they see that we’re not just commercials, we’re not just entertainment, we’re a solid professional insurance company.
SPEAKER: GEICO is the fastest growing insurance company in the industry.
SPEAKER: We are in a period of enormous business success and have been for the last number of years. We enjoy the heck out of it, but we don’t take it for granted.
SPEAKER: Our approach to become a number one is very aggressive.
SPEAKER: Our drive to focus on the customer is definitely setting us apart from our competitors. We don’t just advertise having a great price, but we also can provide great service.
SPEAKER: You have to be able to change with customer needs, even anticipate customer needs. And not just what your customer wants today, but what they might want tomorrow or a year from now. Being part of a winning team means you have to be able to deal with change as it comes.
SPEAKER: We know something about longevity, we know something about stability. We’re in a business that isn’t going away. People will continue to need automobile insurance forever.
SPEAKER: For the past few years we’ve been promoting about a quarter of our associates every year. Everyday I feel like I get an email that somebody is getting promoted.
SPEAKER: We have certain job functions, certain responsibilities where you can make a very logical, systematic progression, and at the other hand, the nice thing about GEICO is you can spend a long career here and have many different careers without even having to leave the company.
SPEAKER: Whether it’s through sales or our customer service department or in claims. You can be an actuary, a product manager, you can work in IT. It’s such a big company that there’s so much to do.
SPEAKER: There’s a lot of classes that GEICO offers and it helps you move from one position to another.
SPEAKER: Since I’ve been at GEICO I’ve had the opportunity to take classes for my current job, for the job that I’d like to get some time, and also develop basic skills in myself, such as public speaking or working on different Microsoft applications. Learning about different moral or ethical dilemmas that I might encounter in the business world. Learning about relevant legislation that might impact my job as well.
SPEAKER: We’re all very very friendly, we’re diverse. There’s high school graduates, college graduates that join us, and then there’s more experienced associates. This is their second or third career at GEICO.
SPEAKER: We make it easy for every associate to see the impact that they’re actually making towards the company.
SPEAKER: Our supervisors and managers really do a good job of giving you really good feedback and telling you where this project is leading or how this is going to help our profitability or our growth.
SPEAKER: Through different projects that I was involved in, I feel like I’m making the system more efficient. I’m cutting the cost down for the customers and bringing more customer satisfaction.
SPEAKER: Our number one operating principal here at GEICO is to provide opportunities for our associates. So there’s something to be said about a company that puts their associates and their success first.
SPEAKER: As a company we’re interested in what the customer wants.
SPEAKER: Our goal as a company is to please a customer so much that when they’re done talking to GEICO, they feel so excited about that, they’ll go out and they’ll tell their friend or family member about the wonderful interaction they had with GEICO.
SPEAKER: To do this job you have to be able to care about your policy holders and your non-policy holders.
SPEAKER: Every person we quote, every claim we adjust, we know that the impact on the person that’s not currently with us can define whether or not they will actually ever try us.
SPEAKER: It isn’t a transaction that we’re dealing with with the customer, it’s an interaction.
SPEAKER: Whether we get a sales call or whether we get a service call how are we talking to our customers? Are we making it easy for them?
SPEAKER: And when it comes to customer service, it doesn’t begin and end with just talking to someone on the phone or interacting with a policy holder face to face. Customer service to us also means how we treat each other. The department’s interaction on a daily basis. Everyone is our customer as far as GEICO is concerned. And so we also focus on giving great customer service to each other.
SPEAKER: The type of person I feel is going to be very successful is one that comes in with a great attitude and a desire to do well. Come in with that great attitude because it’s going to show in your performance on a day to day basis. Not just being content on, OK this is my job, this is what I’m going to do. But what is that next step where it’s actually going to take you to be more successful?
SPEAKER: We’re in a people business. We want folks to be good team players, to link up with their colleagues to make positive change here. We want them to have superior interactions with our customers. And you genuinely got to like people to be able to successfully do that.
SPEAKER: Associates here work hard and play hard.
SPEAKER: There’s a lot of hard work involved. We have high expectations of all of our associates. But there is no reason why we can’t do all of that and at the same time have fun.
SPEAKER: You really enjoy coming to work every day. There’s always a party when it’s somebody’s five year anniversary or their 10-year, 25- or 35-years.
SPEAKER: We have luncheons and celebrations every time we have successful projects go in.
SPEAKER: Some of the opportunities or activities that are available to our associates include sports teams through GEICO, softball, basketball.
SPEAKER: Different cultural events. We promote different ethnic groups to come out and demonstrate their cultural background.
SPEAKER: GEICO’s presence in the community always means that there are a lot of opportunities for associates to get involved.
SPEAKER: We participate in causes such as the United Way.
SPEAKER: The Relay for Life.
SPEAKER: Habitat for Humanity projects.
SPEAKER: The Big Brother Big Sister program.
SPEAKER: We support Special Olympics.
SPEAKER: The Red Cross’ blood donation event.
SPEAKER: American Cancer Society.
SPEAKER: A lot of the charities that we sponsor and a lot of the public events that we’re involved in, they start at the associate level. If an associate has a particular idea, they bring that to their work and they decide they want to run with it, and the company encourages that.
SPEAKER: There are programs where management will support the cause and actually match contributions.
SPEAKER: It isn’t all about taking from a community where you have a facility. It isn’t about you know, even on a larger basis, the national basis, just taking and taking. You have to give back. And especially a company as fortunate, as successful as we are, you don’t even think about it. It’s just the right thing to do.
SPEAKER: I made GEICO my career choice because it was an opportunity for me to grow.
SPEAKER: Once I got here I immediately felt a sense of belonging. I immediately felt peace of mind. I finally felt that a company is going to do as much for me as I was going to do for them.
SPEAKER: Because if you work hard at GEICO, we are going to reward you.
SPEAKER: The folks who come through the door, the new associates who come through the door understand that I’m going to work hard. I’m going to make sacrifices. I’m going to invest myself in this company and truly invest all that needs to invest. They’re the ones who end up 10 years down the road, 15, 20 years down the road having these enormous careers and all kinds of success well beyond what they ever thought they would do.
SPEAKER: I’ve been here for 15 years at GEICO. The time has gone by really quickly. I enjoy what I do, it’s very exciting. Everyday is different.
SPEAKER: Still to this day I still find the work that I do interesting and challenging. I’m going to learn something new today. I’m going to get involved with something today that I haven’t done before, and it just makes life great.
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Share these with your young driver! Here’s a few tips to keep them safer on the road.
1: Keep your headlights on, even during the day. It helps other drivers to spot you easier.
2: Increase your following distance. New drivers often have a hard time judging distance. Giving the car ahead some extra space allows more time to react and stop in case of an emergency.
3: Travel slowly in poor weather. Even in rain traction is drastically reduced. Slowing for corners is especially important.
4: Make sure your car is ready for all kinds of weather. Check your tires, anti-freeze, washer fluid, and make sure your oil is fresh. Consider purchasing snow tires for the winter months.
5: Don’t let your gas get too low. You don’t want to be stranded on the side of the road! Also, fuel pumps can become strained when your tank has less fuel in it.
If you have any questions please call Paradiso Insurance at 1.800.660.2991!
In traffic collision reports, a violation of California Vehicle Code Section 23103 is one of the Vehicle Code Sections that can be cited as being the primary collision factor for an auto accident in California. This is true whether the accident only caused injuries or if the accident was a fatal accident which caused one or more fatalities. Although a traffic collision report is not evidence, insurance companies treat them as if they are.
California Vehicle Code Section 23103 provides:
23103. (a) A person who drives a vehicle upon a highway in willful or wanton disregard for the safety of persons or property is guilty of reckless driving. (b) A person who drives a vehicle in an offstreet parking facility, as defined in subdivision (c) of Section 12500, in willful or wanton disregard for the safety of persons or property is guilty of reckless driving. (c) Persons convicted of the offense of reckless driving shall be punished by imprisonment in a county jail for not less than five days nor more than 90 days or by a fine of not less than one hundred forty-five dollars ($145) nor more than one thousand dollars ($1,000), or by both that fine and imprisonment, except as provided in Section 23104 or 23105.
When a Police or CHP Officer, or a Sheriff’s Deputy states in his or her report either that the primary collision factor in an auto accident was one party’s violation of a certain vehicle code section such as the one above, and that one of the parties is at fault for violating that code section, the Officer or Deputy is stating what he or she believes to be the underlying cause of the accident.
The reason insurance companies treat the collision reports as if they are admissible evidence is that they know if put on the witness stand, the investigating officer or deputy will almost always testify in a manner consistent with the conclusions in his or her report. That testimony becomes evidence and will often sway a jury in their determination of fault for an accident.
While an investigating officer’s job is to determine if there was a violation of the law and not to determine who should be at fault in a civil dispute such as a car accident claim, insurance companies often view these two determinations as one and the same.
A police officer assigned to investigate the scene of an accident does not have the role that a trier of fact does in a courtroom. The officer is not there to render a verdict and determine who is responsible for the damages. Rather, the officer is there to determine if any laws were broken. The officer makes such a determination based on his or her having seen the damage to the vehicles, and having spoken to the drivers and the witnesses when their memories are freshest. He or she is thus often in a position to make a well-educated determination of who caused the accident.
Unfortunately, despite the experience of most investigating officers who are dispatched to the scene of an accident, sometimes mistakes are made by these officers. Quite often one or both parties to an accident will lie to them and an officer or deputy will not always be able to determine which of the parties is telling the truth. The evidence from the scene, while important, may also be misleading as to what actually occurred to cause the accident.
If you’ve been injured in an auto, truck, motorcycle, bike, pedestrian or car accident, or if you’ve lost a loved one in a wrongful death vehicle accident, call our offices for a free personal injury consultation by phone. You can also e-mail Attorney Sebastian Gibson at SgibsonEsq@aol.com Additionally, we invite you to visit the Sebastian Gibson law firm website for more information at www.SebastianGibsonLaw.com
Sometimes an Officer or Deputy cannot determine with any degree of certainty which party was at fault and will cite two possible Vehicle Code Sections, one for each party in a two-party collision, that may have been violated. In that case, the Police or CHP Officer or Deputy will often state that the primary collision factor is unknown.
Even if there are witnesses to an accident, the Officer of Deputy may discount the statements of some or all of the witnesses if they were friends or relatives of one of the drivers.
Although, as stated above, the conclusion of fault by an officer or deputy does not carry the same weight as a determination of fault by a judge or jury, the importance of the citation of this or any other California code section in the police report is that insurance companies treat the conclusions in these traffic collision reports in a great majority of cases as if the conclusions were written in stone and evaluate a party’s claim based on the findings of fault in these reports.
A traffic collision report may be amended by the police department or the CHP where it contains obvious mistakes, such as when the officer or deputy has mixed up the names of the parties. Supplemental reports are sometimes written when new evidence comes to light, such as when a hit and run party is located. But for the most part, most police departments, Sheriff’s offices and the California Highway Patrol will not amend a report when a party complains and states why he or she doesn’t feel they should have been found at fault for a collision. They will, however, in most cases allow a person to fill out a Counter Report, which, unfortunately simply does not carry much weight with an insurance company.
If the Primary Collision Factor for an accident is unknown, one should look on the traffic collision report to see if the Police or California Highway Patrol Officer or Sheriff’s Deputy cited any “Other Associated Factors” in the traffic collision report as having had a role to play in causing the collision. There may have been faulty equipment, as with some truck accidents, or the roadway itself may have been dangerous.
If you’ve been injured in an auto accident in California that has been determined by the investigating Police or CHP Officer or a Sheriff’s Deputy to be the fault of another driver as a result of his or her violation of Vehicle Code Section 23103, call the Law Offices of Sebastian Gibson as soon after an accident as possible before important evidence disappears, such as skid marks that are washed away with the rain.
At the Law Firm of Sebastian Gibson, we specialize in California auto accidents caused by violations of the California Vehicle Code, such as this section 23103, and will represent you to obtain the compensation you deserve for your injuries.
In over thirty years of practice, Attorney Sebastian Gibson has obtained millions of dollars in settlements and multiple million dollar or larger settlements. We handle auto accident cases on a contingency fee basis so there is no fee payable unless we win your case and obtain either a settlement, an arbitration, mediation, jury, judge or court award.
Due to how insurance companies treat individuals without an attorney, a person injured in an auto accident will almost always receive a greater amount from a settlement, even after attorneys’ fees, if the case is handled from the start by an experienced and reputable personal injury lawyer.
If you’ve been injured in an auto accident, call to speak with a lawyer at our offices for a free personal injury consultation by phone. You can speak to Attorney Sebastian Gibson personally by phone or you can e-mail Sebastian Gibson at SgibsonEsq@aol.com
Additionally, we invite you to visit the Sebastian Gibson law firm website at www.SebastianGibsonLaw.com
A violation of California Vehicle Code Section 22454 is one of the Vehicle Code Sections that can be cited as being the primary collision factor for an auto accident in California. This is true whether the accident only caused injuries or if the accident was a fatal accident which caused one or more fatalities.
California Vehicle Code Section 22454 provides:
22454. (a) The driver of any vehicle, upon meeting or overtaking, from either direction, any schoolbus equipped with signs as required in this code, that is stopped for the purpose of loading or unloading any schoolchildren and displays a flashing red light signal and stop signal arm, as defined in paragraph (4) of subdivision (b) of Section 25257, if equipped with a stop signal arm, visible from front or rear, shall bring the vehicle to a stop immediately before passing the schoolbus and shall not proceed past the schoolbus until the flashing red light signal and stop signal arm, if equipped with a stop signal arm, cease operation. (b) (1) The driver of a vehicle upon a divided highway or multiple-lane highway need not stop upon meeting or passing a schoolbus that is upon the other roadway. (2) For the purposes of this subdivision, a multiple-lane highway is any highway that has two or more lanes of travel in each direction. (c) (1) If a vehicle was observed overtaking a schoolbus in violation of subdivision (a), and the driver of the schoolbus witnessed the violation, the driver may, within 24 hours, report the violation and furnish the vehicle license plate number and description and the time and place of the violation to the local law enforcement agency having jurisdiction of the offense. That law enforcement agency shall issue a letter of warning prepared in accordance with paragraph (2) with respect to the alleged violation to the registered owner of the vehicle. The issuance of a warning letter under this paragraph shall not be entered on the driving record of the person to whom it is issued, but does not preclude the imposition of any other applicable penalty. (2) The Attorney General shall prepare and furnish to every law enforcement agency in the state a form letter for purposes of paragraph (1), and the law enforcement agency may issue those letters in the exact form prepared by the Attorney General. The Attorney General may charge a fee to any law enforcement agency that requests a copy of the form letter to recover the costs of preparing and providing that copy. (d) This section also applies to a roadway upon private property.
When a Police or CHP Officer, or a Sheriff’s Deputy states in his or her report either that the primary collision factor in an auto accident was one party’s violation of a certain vehicle code section such as the one above, and that one of the parties is at fault for violating that code section, the Officer or Deputy is stating what he or she believes to be the underlying cause of the accident.
If you’ve been injured in an auto, truck, motorcycle, bike, pedestrian or car accident, or if you’ve lost a loved one in a wrongful death vehicle accident, call our offices for a free personal injury consultation by phone. You can also e-mail Attorney Sebastian Gibson at SgibsonEsq@aol.com Additionally, we invite you to visit the Sebastian Gibson law firm website for more information at www.SebastianGibsonLaw.com
Sometimes an Officer or Deputy cannot determine with any degree of certainty which party was at fault and will cite two possible Vehicle Code Sections, one for each party in a two-party collision, that may have been violated. In that case, the Police or CHP Officer or Deputy will often state that the primary collision factor is unknown.
Even if there are witnesses to an accident, the Officer of Deputy may discount the statements of some or all of the witnesses if they were friends or relatives of one of the drivers.
Although the conclusion of fault by an officer or deputy does not carry the same weight as a determination of fault by a judge or jury, the importance of the citation of this or any other California code section in the police report is that insurance companies treat the conclusions in these traffic collision reports in a great majority of cases as if the conclusions were written in stone and evaluate a party’s claim based on the findings of fault in these reports.
A traffic collision report may be amended by the police department or the CHP where it contains obvious mistakes, such as when the officer or deputy has mixed up the names of the parties. Supplemental reports are sometimes written when new evidence comes to light, such as when a hit and run party is located. But for the most part, most police departments, Sheriff’s offices and the California Highway Patrol will not amend a report when a party complains and states why he or she doesn’t feel they should have been found at fault for a collision. They will, however, in most cases allow a person to fill out a Counter Report, which, unfortunately simply does not carry much weight with an insurance company.
If the Primary Collision Factor for an accident is unknown, one should look on the traffic collision report to see if the Police or California Highway Patrol Officer or Sheriff’s Deputy cited any “Other Associated Factors” in the traffic collision report as having had a role to play in causing the collision. There may have been faulty equipment, as with some truck accidents, or the roadway itself may have been dangerous.
If you’ve been injured in an auto accident in California that has been determined by the investigating Police or CHP Officer or a Sheriff’s Deputy to be the fault of another driver as a result of his or her violation of Vehicle Code Section 22454, call the Law Offices of Sebastian Gibson today at (800) 589-3202.
At the Law Firm of Sebastian Gibson, we specialize in California auto accidents caused by violations of the California Vehicle Code, such as this section 22454, and will represent you to obtain the compensation you deserve for your injuries.
In over thirty years of practice, Attorney Sebastian Gibson has obtained millions of dollars in settlements and multiple million dollar or larger settlements. We handle auto accident cases on a contingency fee basis so there is no fee payable unless we win your case and obtain either a settlement, an arbitration, mediation, jury, judge or court award.
Due to how insurance companies treat individuals without an attorney, a person injured in an auto accident will almost always receive a greater amount from a settlement, even after attorneys’ fees, if the case is handled from the start by an experienced and reputable personal injury lawyer.
If you’ve been injured in an auto accident, call to speak with a lawyer at our offices for a free personal injury consultation by phone. You can speak to Attorney Sebastian Gibson by calling (800) 589-3202 or you can e-mail the Sebastian Gibson law firm at SgibsonEsq@aol.com
Additionally, we invite you to visit the Sebastian Gibson law firm website at www.SebastianGibsonLaw.com
Juriul COTY format din 59 de specialisti si jurnalisti auto a desemnat Masina anului 2010 in Europa. Punctajul maxim a fost acordat lui VW Polo, care a reusit sa stranga 347 de puncte si 59 de voturi.
Locul doi a fost castigat de Toyota iQ-337 puncte si 58 de voturi, iar urmatorii clasati in ordinea crescatoare au fost: Opel Astra-221 puncte si 55 voturi, Skoda Yeti 158 puncte si 54 voturi, Mercedes-Benz E-Klasse 155 puncte si 48 voturi, Peugeot 3008 144 puncte si 49 voturi, Citroen C3 Picasso 113 puncte si 47 voturi.
Volkswagen Polo a primit 59 de voturi din partea juriului COTY, inclusiv 25 de voturi pentru titlul de masina numarul unu in Europa. Toyota iQ a primit 58 de voturi, cu 20 de voturi pentru cea mai buna masina.
Polo a fost selectat dintr-o lista de 33 de masini noi, care au fost supuse la vot de catre jurnalistii auto europeni.
Lista de 33 de masini a fost transformata ulterior intr-una de sapte masini, cei 59 de membri ai juriului selectionand modele participante in finala.
Fiecare membru are 25 de puncte la dispozitie, pe care le putea aloca dupa cum considera, cu toate ca cel putin cinci candidati trebuiau sa primeasca puncte, iar castigatorul ales trebuia sa primeasca un punctaj mai mare decat urmatorii clasati.
Die holländische Regierung plant ein neues KFZ-Steuersystem. Ab 2012 zahlt der Autofahrer abhängig von den gefahrenen Kilometern. Das klingt prinzipiell vernünftig, so müssten diejenigen mehr entrichten, die Straße und Umwelt höher belasten. Bemerkenswert finde ich, dass die Daten via GPS ermittelt werden sollen. Das globale Satellitensystem dient eigentlich der Positionsbestimmung, zur Erfassung der zurückgelegten Kilometer wäre es nicht erforderlich.
Eine “Blackbox” mit GPS-Empfang, die in jedem KFZ auf Hollands Straßen installiert ist, dagegen bietet ungeahnte Möglichkeiten, weit über die Ermittlung der Höhe einer kilometerabhängigen KFZ-Steuererhebung hinaus: Man könnte ein komplettes Bewegungsprofil von allen Autos erstellen. Wer die Daten der “Blackbox” auswertet, weiß wann der Autofahrer wo unterwegs war und wie schnell er gefahren ist. Die Polizei hätte es einfach, beispielsweise Geschwindigkeitsübertretungen festzustellen und nachzuweisen. Das Daten-Modul könnte also als elektronischer Fahrtenschreiber verwendet werden. Sogar der Ablauf eines Verkehrsunfalls wäre im Nachhinein rekonstruierbar, es ließe sich problemlos feststellen, wer wann gebremst oder geblinkt hat oder wie hoch die Geschwindigkeit vor dem Unfall war.
Keinesfalls möchte ich der holländischen Regierung unterstellen, dass sie unter dem Vorwand einer Verkehrssteuerreform ihre autofahrenden Bürger überwachen möchte. Wir wissen doch, dass Politiker keine Hintergedanken haben und immer nur das Beste für ihr Volk wollen,…
Mich wundert nur das die Bundesregierung dergleichen bislang noch nicht in Erwägung gezogen hat.
Man muss das auch mal positiv sehen: Denkbar wäre, dass zukünftig das Multifunktionsdatenerfassungsmodul mit elektronischen Anzeigetafeln funktechnisch kommuniziert, so dass diese den Fahrer persönlich und zielgruppenorientiert informieren können:
Bildquelle: atomsmasher.org
Was für ‘ne schöne neue eWelt, und lieben tue ich Euch auch,..
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Kampaņas lozungs:
* 1/3 avāriju iemesls ir braukšanas ātruma pārsniegšana un nepareiza ātruma izvēle
* gandrīz katrs otrais uz ceļa fiksētais pārkāpums ir par ātruma pārsniegšanu
* visbiežāk ātrs braukšanas stils piemīt gados jaunākiem satiksmes dalībniekiem vecumā no 18-30 gadiem
* Vai ātri braucot, mērķi ir iespējams ātrāk sasniegt? Pārsniedzot ātrumu par 20 km/h, ceļa posmu Ogre-Rīga var veikt par 3 minūtēm ātrāk nekā ievērojot ātrumu. Tādēļ ir pamatots jautājums vai ir vērts riskēt?
“Visbiežāk, runājot par ātru braukšanu, uzmanība tiek vērsta uz sekām vai fiziskiem parametriem, aizmirstot to, ka ātruma pārkāpšanas iemesli visbiežāk ir psiholoģiski. Šoreiz kampaņu esam veidojuši kā „īsu psiholoģisko trilleri”, kas autovadītājiem no malas paraudzīties ļauj uz bīstamām situācijām, kurās viņi pakļaujas Ātruma vilinājumam. Mēs parādām Ātrumu kā viltīgu tēlu, kas manipulē un pakļauj raksturā un gribasspēkā vājākos šoferus. Vēlamies vērst autovadītāju uzmanību uz to, ka mums ir jābūt gudrākiem, stiprākiem un pilnībā jāignorē Ātruma un viņa varā esošo draugu izmantotie triki,” norāda CSDD direktors Andris Lukstiņš.
Pamācošs, tajā pat laikā, interaktīvs video:
Manas domas? – Lūdzu, atvilku ar vislielāko prieku:
Ko es ar to gribēju teikt? – Vajag braukt, neapdraudot citus. Ja ir tukšs ceļa posms, skaidrs laiks, ideāli laika apstākļi, ar tehniku arī viss kārtībā, tad, kāpēc gan nē? Un 90 km/h… marazms, nu labi, tāpat mēs braucam +10, un policija netur, taču, arī tas nav pietiekoši ātri. 110 km/h jau būtu pieņemamāk. Samazinot ātrumu par 10 km/h, kā to vēlas Zivtiņš – ar to nekas netiks panāks. Tie, kuri ir atsaldēti, tāpat paliks atsaldēti… tie, kuri tagad sēņo – sēņos vēl trakāk… Vajag taisīt ceļus, izglītot vadītājus, nodrošināt drošas braukšanas skolas bez maksas, lai cilvēki iemācās savaldīt savu auto jebkurās situācijās.
In vier Wochen wird mein Auto stillgelegt und meinte nun, mir noch etwas als Erinnerung mit auf den Weg geben zu müssen.
Nachdem ich am Mittwochabend alle meine Mitfahrer in HH eingesammelt hatte, ging es auf die Autobahn. Ich freute mich schon darauf, mich mit Rikke zum Chinesischessen zu treffen. Kurz vor Quickborn leuchtete dann die Öl-Warnleuchte auf – kein Öl mehr drin. Ab auf den Standstreifen, Warnweste angezogen, Warndreieck aufgestellt, Mitfahrer hinter der Leitplanke platziert und ich bin los gelaufen zum letzten Rasthof, um Öl zu holen. Der war zum Glück nur 2-3km entfernt – allerdings waren zu dem Zeitpunkt meine Schuhe schon gut durchnässt.
Dort habe ich dann Öl gekauft und bin wieder zurück. Öl rein geschüttet und trotzdem wurde es als leer angezeigt. Unter’s Auto geschaut: Das Öl kam direkt wieder raus. Zu dem Zeitpunkt war schon eine Stunde vergangen, ich war klitschnass und schwitzte und fror gleichzeitig. Allerdings muss ich gestehen, dass ich das erst später gemerkt habe, als ein wenig Ruhe einkehrte.
Also ADAC gerufen und mit den Mitfahrern schon spekuliert, was das sein könnte. Zwei von denen hatten bereits ihre Rückfahrt nach HH organisiert (die Eltern der einen sind gekommen und habe auch noch eine Frau mitgenommen). Als die los fuhren kam die Polizei mit Blaulicht – was ich denn hier machen würde und ob ich sie angerufen hätte? Ich steh hier aus Spaß- klar, aber angerufen hatte ich dort nicht. Naja, die guckten sich das an und der einzige Kommentar war “Naja, das Öl aber dann schön wegmachen, ne?” und dann sind die wieder losgefahren. In dem Moment machte meine Batterie schlapp und die Warnblinker hörten auf zu blinken … Super! Jetzt leuchteten nur noch meine Warnweste und das Warndreieck (achja, hatte ich erwähnt, dass in dem Moment auch mein Handy ausging und die Frau, die noch bei mir war, keines hatte?).
Zum Glück kam dann endlich der Typ vom ADAC. Er konnte so auch nichts erkennen, außer dass Öl austrat (wusste ich schon!). Er fing dann an von wegen “Motorplatzer” und “das wird teuer” … Naja, dann ging es darum, wohin ich geschleppt werden wollte. Nach Flensburg hätte es 500 Euro gekostet – klar, hab ich auch bar bei mir. Ich bat ihn, mich zu einer freien Werkstatt in der Nähe zu bringen. Als das Auto dann aufgeladen war, sahen wir erst, dass der Liter, den ich reingekippt hatte, komplett unten wieder raus gekommen war. Der ADAC-Typ hatte aber Bindemittel dabei. Mit seinem Handy konnte ich auch Mathias anrufen, dass er sich auf den Weg macht, um mich in Norderstedt (dort war die Werkstatt) abzuholen.
Innerlich hatte ich mich schon mit hohen Abschlepp- und Reparaturkosten (das Geld brauche ich ja auch nicht unbedingt in den USA … ) angefreundet und auch mit dem Gedanken, dass heute Abend (war ja schon 22 Uhr) nichts mehr passiert. Immerhin hat der Typ von der Werkstatt dann noch unter die Haube geschaut, um festzustellen, dass es kein Motorplatzer war (Gott sei DANK!!!) und dass es nur der Öldruckschalter war. Er hatte zwar keinen passenden, aber konnte das Loch provisorisch abdichten, so dass ich auf jeden Fall noch nach Flensburg kam. Was glaubt Ihr, wie glücklich ich war. Mathias schnell angerufen, dass er wieder umdrehen kann. Immerhin war er erst 40km gefahren (noch mal an dieser Stelle ein großes Dankeschön!). Dann ging es ans Bezahlen und der Werkstatttyp meinte “gib mir 20 bar, das passt dann” (ich mein, allein das Opel-Öl, was er mir reingekippt hat, war ganz schön teuer) und dann kam der Abschlepptyp, ich solle ihm 30 Euro bar auf die Hand geben und er trägt das dann als Leerfahrt ein (hätte mich sonst 100 Euro gekostet). Mir fiel so ein großer Stein vom Herzen!
Ich machte mein Auto startklar (brauchte Starthilfe wegen der Batterie) und wollte nur schnell noch den leeren Ölkanister in der Werkstatt in den Müll werfen. Da bin ich ausgerutscht und lang hingefallen. Mein linkes Knie ist tierisch dick und blau. Aber immerhin konnte ich wieder nach Flensburg. Dort war ich dann gegen Mitternacht und hab nur noch heiß geduscht. Heute war ich dann nach dem Arztbesuch (hab mir nämlich tierisch was weggeholt und bin bis Ende der Woche krank geschrieben) schnell noch in der Werkstatt. Die haben das Provisorium innerhalb von 15min durch ein Originalteil ersetzt, was mich auch noch mal 30 Euro gekostet hat. Abgesehen vom dem Stress und dem nun Kranksein, bin ich mit einem blauen Auge (oder Knie ) davon gekommen. Das hätte deutlich teurer werden können. Aber, Glück gehabt!
Erst vermutete ich ja Schlimmes, aber das Fazit der Untersuchung: Das Fahrrad ist immer noch das gesündeste Fortbewegungsmittel in der Stadt. Und Radfahren könnte noch gesünder werden wenn noch mehr Autofahrer auf das Fahrrad umsteigen würden.
Ganz wichtig für alle Autofahrer: Die Feinstaubbelastung IM AUTO ist höher und dauert vor allem länger an!
via ADFC
Die meisten Tage habe ich das Glück, auf Radwegen durch Grünzüge fahren zu dürfen. Bei Regenwetter muss ich leider auch auf Strassen mit erheblichen Verkehr ausweichen, an solchen Tagen wird die Feinstaubbelastung aber wegen dem Regen geringer sein, hoffe ich zumindest.
As a Rancho Palos Verdes Accident Lawyer with millions of dollars in settlements and multiple million dollar or larger settlements from over thirty years of experience in or around Rancho Palos Verdes, other nearby cities and internationally, I know many of you are attempting to settle your own personal injury, dog bite and wrongful death cases by yourselves for the maximum and the biggest settlement you can to save the cost of an attorney.
In this article I’ll tell you the secrets of how attorneys negotiate for top dollar and I’ll also tell you why insurance companies lick their chops and rub their hands together with glee when individuals try to settle their claims without an attorney and why, in most cases, you’ll receive a larger, much greater amount in your pocket or in the trust fund you set up for any children injured in the accident, even after an attorney’s fee and costs if you hire a reputable and experienced personal injury attorney.
If you’ve been the victim of a car, motorcycle, bike, truck, pedestrian, bicycle or auto accident, lost a loved one in a wrongful death or been the victim of a dog bite or animal attack, you can visit our website at http://www.sebastiangibsonlaw.com for more information and call us at any of the numbers easily found on our website.
First, you need to know that insurance companies evaluate cases two ways. As soon as you begin negotiating with the insurance company yourself, they evaluate your case, unfortunately, in terms of a nuisance value matter. They’ve settled tens or hundreds of thousands of cases with individuals before for paltry amounts and they will expect they can settle your case for a measly amount as well.
Why do they look at you as if you’re chopped meat? As soon as you tell them you are negotiating your own settlement, they know you’re trying to save money. To them, that means you may even be desperate. They also know you won’t be as knowledgeable about their tricks and tactics and like those tens or hundreds of thousands of people before you, they know how they can play you until you either become so frustrated you settle for their bad offer or become panicked that your time is running out.
The second way they evaluate a case, namely one presented by a lawyer, is an analysis of what the case’s true settlement value is based on the attorney’s skill and experience, how prepared the case is for litigation in the event it doesn’t settle, and the actual value of the injuries and associated pain and suffering, wage loss and other out of pocket expenses.
To settle your case for the largest amount possible, which may be the policy limits of the insurance policy, depending upon the severity of your injuries, you need to get the insurance adjuster to evaluate your case in the same manner they would as if an attorney were negotiating with them. While most insurance companies, unfortunately, simply won’t do that, here’s what you need to do to try to obtain the maximum settlement value.
First, you need to obtain all of your medical records and bills. You can’t rely on the insurance company to do this. As soon as you tell the insurance company you want them to do this or agree to having them do it and tell you how much your medical bills come to and what your medical records say, you are giving up control of the situation. I can’t stress this enough.
You will need to sign authorization forms to obtain your medical records and bills and pay the cost of obtaining those medical records and bills (the cost of which can range from $15 to hundreds of dollars) from each hospital, ambulance company, doctor, chiropractor, radiologist, emergency room billing service, etc. Some medical providers require you to use their authorization forms. Some require you to agree to their using a photocopy service to copy your records at a higher cost. Some medical providers require one fee for your bills and another fee for your medical records.
Just obtaining all of your medical records and bills is one of the most time consuming aspects of handling personal injury cases. And, to make matters worse, you’re still not through with your medical providers. When your treatment is complete and you have all of your medical records and bills and the first settlement offer is made to you, you’ll need to call each of your medical providers or their billing offices again to learn if you have any balance owing (and you can expect to be on the phone repeatedly and for long periods of time to learn this information) and in many cases you will need to send them another authorization form before they’ll tell you this information.
You will need to obtain a copy of the police report. This is a much simpler process. Some police departments charge between $10 to $40 for a copy, while other departments provide them to you for free. You can pick it up at the police or CHP office yourself or request one by mail with an authorization form and a check for the proper fee.
You’ll also need to obtain your wage loss information on a wage loss form from your employer if you suffered any wage losses or had to use up valuable sick time, personal time, or vacation days.
You should obtain witness statements if there is any issue as to the liability of the other driver for the accident and you should take photos of the scene if there was something wrong with the road conditions or other unusual circumstances.
You will also need to obtain a number of good photographs of your car damage, copies of the vehicle repair bills and estimates and receipts for any items damaged in your vehicle.
Here’s a secret. In California you are entitled to the cost of a replacement child seat if one was in the accident. It’s automatic. Just tell the insurance company the make and model or find out the cost for the make and model child seat and the insurance company will send you a check for a new one, even if the old one wasn’t broken. Why? It’s in the California insurance code. The insurance companies, however, don’t volunteer this information. Why? They’re in business to make money, not pay it out.
Finally, when all your treatment is done, you will need to put together a demand package with a demand letter reviewing the facts of the accident and the negligence of the other driver that made him or her at fault, a summary of your injuries and medical treatment (from your medical records), an itemization of your medical bills, a discussion of your pain and suffering and how the injuries impacted your life, a discussion of your wage loss and how you determined the amount, and finally the amount of your demand and a time limit (40 days – the time allotted under the insurance code) for the insurance company to respond with their offer. The demand letter should be a minimum of four pages in length. Some of ours have been close to twenty pages. Accompanying the demand letter should be copies of all of your medical records and bills, color copies of the car damage photos, copies of the repair bills and estimates, any wage loss documentation and any other relevant items such as witness statements, etc.
If all of this is too much work for you to accomplish (and it is a lot when you are just trying to get better, get on with your life, raise a family and still go to work to put food on the table) you may want to hire our law firm to represent you.
The reason why, in most cases you will receive more, even after an attorney’s fees and costs are taken out, is that insurance companies offer much more to an attorney handling your case than when you are attempting to settle it yourself. In addition, an experienced and reputable lawyer can also obtain reductions from your health insurance company and from any medical providers with a balance with regards to what amount has to be paid back to them out of any settlement.
When you rely on the insurance company to pay your medical bills, and then simply pay you a skimpy amount on top, you are giving them the right to determine what bills they think were “reasonable” and to obtain any reductions in the bills to save themselves money. When an attorney obtains a reduction in your bills or your health insurance company lien, the amount the attorney saves increases the amount of your net settlement.
Keep in mind that as soon as you start negotiating your claim by yourself, it’s almost impossible for an attorney to persuade the insurance company to evaluate your case in the higher category type of claim. At our law firm, while we’ll take on a case that may be months old where the injured victim has simply been receiving medical treatment, we won’t take on the case in most cases if the victim has already received a bad offer from the insurance company. At that stage it’s usually too late for an attorney to make much of a difference.
Hopefully, this article has provided you with some insights as to how to obtain the maximum settlement from an insurance company for an auto, car, motorcycle, bicycle, pedestrian, truck, dog bite, or wrongful death claim. There is much more that an experienced attorney does, especially in the negotiation stage to maximize the settlement and this is where an attorney’s experience kicks in.
An attorney such as Sebastian Gibson who has been negotiating these cases with many of the same adjusters for decades, knows the tactics and negotiating style of them and their companies and knows how refute the talking points their insurance companies train their adjusters to use in negotiations.
What causes many attorneys to be unable to settle their cases and who then find themselves with no alternative but to file a lawsuit in court and face two to five years of litigation before the matter settles or goes to jury, is to get angry (some even scream and yell) with the adjuster, box themselves into a corner and tell the adjuster something along the lines of, “If that’s the best you can do, we’re filing suit.” The adjuster’s response to this is naturally, “go ahead.”
An insurance company doesn’t really care if they have to dump your case onto the case load of their attorneys who are already handling tens of thousands of such cases. One more case, makes no difference to them at all. They also know, you may give up or settle for even less when you learn from an attorney how much just the court costs will be. Just to file a lawsuit in most courts alone incurs a $350.00 or larger filing fee. Depositions can cost over a thousand dollars if they are lengthy. And all such court costs come out of your settlement, even if you have a contingency fee attorney handling your case.
Sadly, many of these same lawyers take this step or let their improperly trained staff members (secretaries and clerks) force the matter to such an impasse and then file suit without properly informing the client of the negotiations that took place and led them to that point.
If you are negotiating with an insurance company yourself, there’s no need to be unpleasant. Yes, you are probably going to hear that the insurance adjuster has evaluated your case to be worth much less than you think it’s worth. But you’re forgetting that, that’s just their first offer. Communicate with the adjuster. Tell them how the injuries affected your life and tell them what you still go through today with the pain you still have. You’ll be surprised how many adjusters will actually relate to what you tell them.
Unfortunately, just as there are bad attorneys out there, there are also some lousy insurance adjusters and insurance companies to deal with as well. They’re supposed to get back to you in 40 days with an offer after you present them with your demand package. Some take longer. Some will sound unpleasant, even snotty. And once they make their first offer, it can take weeks sometimes to reach the adjuster again to make your counter-offer. Sometimes the negotiations can take months. If you want to get the most you can for your case, you need to be patient. Your job, just as it is the job of your attorney, is to get these unpleasant insurance adjusters to warm up. I ask them how the weather is, how they’re doing, if their busy, anything to get them to open up to me. You’d be surprised how far a little kindness goes.
We wish you good luck and a speedy recovery from your injuries. You’ll find that your health, in many cases, will drastically improve, once you remove yourself from the stress of handling your case and resolve it either yourself or with the assistance of our law firm by way of settlement. If on the other hand, your case goes into litigation, as do the cases of many lawyers who don’t have the settlement experience or negotiating tools to settle their cases advantageously for their clients, your stress level will almost certainly rise.
The law firm of Sebastian Gibson handles personal injury cases in Rancho Palos Verdes, and throughout Southern and Central California and handle wrongful death cases throughout the state. To learn more about Sebastian Gibson and the other areas of law handled by the law firm, visit the Sebastian Gibson website.
We invite you to visit our website at http://www.sebastiangibsonlaw.com and call us if you’ve been seriously injured in a personal injury auto, motorcycle, car, truck, pedestrian, or bicycle accident, lost a loved one in a wrongful death or been injured in a dog bite or animal attack in Rancho Palos Verdes.
As a California Wrongful Death Accident Insurance Lawyer with millions of dollars in settlements and multiple million dollar or more settlements from over thirty years of experience in California and internationally, I know many of you are attempting to settle your own personal injury, dog bite and wrongful death cases by yourselves for the maximum and the biggest settlement you can to save the cost of an attorney.
In this article I’ll tell you the secrets of how attorneys negotiate for top dollar and I’ll also tell you why insurance companies lick their chops and rub their hands together with glee when individuals try to settle their claims without an attorney and why, in most cases, you’ll receive a larger, much greater amount in your pocket or in the trust fund you set up for any children injured in the accident, even after an attorney’s fee and costs if you hire a reputable and experienced personal injury attorney.
If you’ve been the victim of a car, motorcycle, truck, pedestrian, bicycle, or auto accident, lost a loved one in a wrongful death or been the victim of a dog bite or animal attack, you can visit our website at http://www.sebastiangibsonlaw.com for more information and call us at any of the numbers easily found on our website.
First, you need to know that insurance companies evaluate cases two ways. As soon as you begin negotiating with the insurance company yourself, they evaluate your case, unfortunately, in terms of a nuisance value matter. They’ve settled tens or hundreds of thousands of cases with individuals before for paltry amounts and they will expect they can settle your case for a measly amount as well.
Why do they look at you as if you’re chopped meat? As soon as you tell them you are negotiating your own settlement, they know you’re trying to save money. To them, that means you may even be desperate. They also know you won’t be as knowledgeable about their tricks and tactics and like those tens or hundreds of thousands of people before you, they know how they can play you until you either become so frustrated you settle for their bad offer or become panicked that your time is running out.
The second way they evaluate a case, namely one presented by a lawyer, is an analysis of what the case’s true settlement value is based on the attorney’s skill and experience, how prepared the case is for litigation in the event it doesn’t settle, and the actual value of the injuries and associated pain and suffering, wage loss and other out of pocket expenses.
To settle your case for the largest amount possible, which may be the policy limits of the insurance policy, depending upon the severity of your injuries, you need to get the insurance adjuster to evaluate your case in the same manner they would as if an attorney were negotiating with them. While most insurance companies, unfortunately, simply won’t do that, here’s what you need to do to try to obtain the maximum settlement value.
First, you need to obtain all of your medical records and bills. You can’t rely on the insurance company to do this. As soon as you tell the insurance company you want them to do this or agree to having them do it and tell you how much your medical bills come to and what your medical records say, you are giving up control of the situation. I can’t stress this enough.
You will need to sign authorization forms to obtain your medical records and bills and pay the cost of obtaining those medical records and bills (the cost of which can range from $15 to hundreds of dollars) from each hospital, ambulance company, doctor, chiropractor, radiologist, emergency room billing service, etc. Some medical providers require you to use their authorization forms. Some require you to agree to their using a photocopy service to copy your records at a higher cost. Some medical providers require one fee for your bills and another fee for your medical records.
Just obtaining all of your medical records and bills is one of the most time consuming aspects of handling personal injury cases. And, to make matters worse, you’re still not through with your medical providers. When your treatment is complete and you have all of your medical records and bills and the first settlement offer is made to you, you’ll need to call each of your medical providers or their billing offices again to learn if you have any balance owing (and you can expect to be on the phone repeatedly and for long periods of time to learn this information) and in many cases you will need to send them another authorization form before they’ll tell you this information.
You will need to obtain a copy of the police report. This is a much simpler process. Some police departments charge between $10 to $40 for a copy, while other departments provide them to you for free. You can pick it up at the police or CHP office yourself or request one by mail with an authorization form and a check for the proper fee.
You’ll also need to obtain your wage loss information on a wage loss form from your employer if you suffered any wage losses or had to use up valuable sick time, personal time, or vacation days.
You should obtain witness statements if there is any issue as to the liability of the other driver for the accident and you should take photos of the scene if there was something wrong with the road conditions or other unusual circumstances.
You will also need to obtain a number of good photographs of your car damage, copies of the vehicle repair bills and estimates and receipts for any items damaged in your vehicle.
Here’s a secret. In California you are entitled to the cost of a replacement child seat if one was in the accident. It’s automatic. Just tell the insurance company the make and model or find out the cost for the make and model child seat and the insurance company will send you a check for a new one, even if the old one wasn’t broken. Why? It’s in the California insurance code. The insurance companies, however, don’t volunteer this information. Why? They’re in business to make money, not pay it out.
Finally, when all your treatment is done, you will need to put together a demand package with a demand letter reviewing the facts of the accident and the negligence of the other driver that made him or her at fault, a summary of your injuries and medical treatment (from your medical records), an itemization of your medical bills, a discussion of your pain and suffering and how the injuries impacted your life, a discussion of your wage loss and how you determined the amount, and finally the amount of your demand and a time limit (40 days – the time allotted under the insurance code) for the insurance company to respond with their offer. The demand letter should be a minimum of four pages in length. Some of ours have been close to twenty pages. Accompanying the demand letter should be copies of all of your medical records and bills, color copies of the car damage photos, copies of the repair bills and estimates, any wage loss documentation and any other relevant items such as witness statements, etc.
If all of this is too much work for you to accomplish (and it is a lot when you are just trying to get better, get on with your life, raise a family and still go to work to put food on the table) you may want to hire our law firm to represent you.
The reason why, in most cases you will receive more, even after an attorney’s fees and costs are taken out, is that insurance companies offer much more to an attorney handling your case than when you are attempting to settle it yourself. In addition, an experienced and reputable lawyer can also obtain reductions from your health insurance company and from any medical providers with a balance with regards to what amount has to be paid back to them out of any settlement.
When you rely on the insurance company to pay your medical bills, and then simply pay you a skimpy amount on top, you are giving them the right to determine what bills they think were “reasonable” and to obtain any reductions in the bills to save themselves money. When an attorney obtains a reduction in your bills or your health insurance company lien, the amount the attorney saves increases the amount of your net settlement.
Keep in mind that as soon as you start negotiating your claim by yourself, it’s almost impossible for an attorney to persuade the insurance company to evaluate your case in the higher category type of claim. At our law firm, while we’ll take on a case that may be months old where the injured victim has simply been receiving medical treatment, we won’t take on the case in most cases if the victim has already received a bad offer from the insurance company. At that stage it’s usually too late for an attorney to make much of a difference.
Hopefully, this article has provided you with some insights as to how to obtain the maximum settlement from an insurance company for an auto, car, motorcycle, bicycle, pedestrian, truck, dog bite, or wrongful death claim. There is much more that an experienced attorney does, especially in the negotiation stage to maximize the settlement and this is where an attorney’s experience kicks in.
An attorney such as Sebastian Gibson who has been negotiating these cases with many of the same adjusters for decades, knows the tactics and negotiating style of them and their companies and knows how refute the talking points their insurance companies train their adjusters to use in negotiations.
What causes many attorneys to be unable to settle their cases and who then find themselves with no alternative but to file a lawsuit in court and face two to five years of litigation before the matter settles or goes to jury, is to get angry (some even scream and yell) with the adjuster, box themselves into a corner and tell the adjuster something along the lines of, “If that’s the best you can do, we’re filing suit.” The adjuster’s response to this is naturally, “go ahead.”
An insurance company doesn’t really care if they have to dump your case onto the case load of their attorneys who are already handling tens of thousands of such cases. One more case, makes no difference to them at all. They also know, you may give up or settle for even less when you learn from an attorney how much just the court costs will be. Just to file a lawsuit in most courts alone incurs a $350.00 or larger filing fee. Depositions can cost over a thousand dollars if they are lengthy. And all such court costs come out of your settlement, even if you have a contingency fee attorney handling your case.
Sadly, many of these same lawyers take this step or let their improperly trained staff members (secretaries and clerks) force the matter to such an impasse and then file suit without properly informing the client of the negotiations that took place and led them to that point.
If you are negotiating with an insurance company yourself, there’s no need to be unpleasant. Yes, you are probably going to hear that the insurance adjuster has evaluated your case to be worth much less than you think it’s worth. But you’re forgetting that, that’s just their first offer. Communicate with the adjuster. Tell them how the injuries affected your life and tell them what you still go through today with the pain you still have. You’ll be surprised how many adjusters will actually relate to what you tell them.
Unfortunately, just as there are bad attorneys out there, there are also some lousy insurance adjusters and insurance companies to deal with as well. They’re supposed to get back to you in 40 days with an offer after you present them with your demand package. Some take longer. Some will sound unpleasant, even snotty. And once they make their first offer, it can take weeks sometimes to reach the adjuster again to make your counter-offer. Sometimes the negotiations can take months. If you want to get the most you can for your case, you need to be patient. Your job, just as it is the job of your attorney, is to get these unpleasant insurance adjusters to warm up. I ask them how the weather is, how they’re doing, if their busy, anything to get them to open up to me. You’d be surprised how far a little kindness goes.
We wish you good luck and a speedy recovery from your injuries. You’ll find that your health, in many cases, will drastically improve, once you remove yourself from the stress of handling your case and resolve it either yourself or with the assistance of our law firm by way of settlement. If on the other hand, your case goes into litigation, as do the cases of many lawyers who don’t have the settlement experience or negotiating tools to settle their cases advantageously for their clients, your stress level will almost certainly rise.
The law firm of Sebastian Gibson handles personal injury cases in Southern and Central California and handle wrongful death cases throughout the state. To learn more about Sebastian Gibson and the other areas of law handled by the law firm, visit the Sebastian Gibson website.
We invite you to visit our website at http://www.sebastiangibsonlaw.com and call us if you’ve been seriously injured in a personal injury auto, motorcycle, car, truck, pedestrian, or bicycle accident, lost a loved one in a wrongful death or been injured in a dog bite or animal attack in California.
Zu den Einsatzfeldern von Android dürften in absehbarer Zeit auch Navigationssysteme gehören: Darauf deutet ein neues GPS für den Einsatz im Auto hin, das ArcherMind in Zusammenarbeit mit chinesischen Hardware-Herstellern entwickelt hat und das das erste seiner Art sein soll.
Das System nutzt einen ARM-Prozessor und soll für seinen Besitzer nicht nur den Weg finden, sondern ihm auch erlauben, auf seinem 7-Zoll-Display (800 x 480) durchs Web zu gleiten und SMS-Nachrichten zu schreiben und zu empfangen. Außerdem kann das Gerät Musik und Audio-Bücher wiedergeben.
Das GPS verfügt sowohl über eingebauten Speicher (keine Angaben zur Größe) als auch über einen SD-Kartenslot und bietet 3G- und Wi-Fi/Bluetooth- Konnektivität.
Wann das System in echt zu bewundern ist, steht allerdings einstweilen noch in den Sternen – bislang soll sich lediglich ein chinesischer Autohersteller mit den Einsatzmöglichkeiten beschäftigen. [dieter]
As a Thousand Oaks Wrongful Death Insurance Attorney with millions of dollars in settlements and multiple million dollar plus settlements from over thirty years of experience in or around Thousand Oaks, other nearby cities and internationally, I know many of you are attempting to settle your own personal injury, dog bite and wrongful death cases by yourselves for the maximum and the biggest settlement you can to save the cost of an attorney.
In this article I’ll tell you the secrets of how attorneys negotiate for top dollar and I’ll also tell you why insurance companies lick their chops and rub their hands together with glee when individuals try to settle their claims without an attorney and why, in most cases, you’ll receive a larger, much greater amount in your pocket or in the trust fund you set up for any children injured in the accident, even after an attorney’s fee and costs if you hire a reputable and experienced personal injury attorney.
If you’ve been the victim of a car, motorcycle, truck, pedestrian, bicycle, or auto accident, lost a loved one in a wrongful death or been the victim of a dog bite or animal attack, you can visit our website at http://www.sebastiangibsonlaw.com for more information and call us at any of the numbers easily found on our website.
First, you need to know that insurance companies evaluate cases two ways. As soon as you begin negotiating with the insurance company yourself, they evaluate your case, unfortunately, in terms of a nuisance value matter. They’ve settled tens or hundreds of thousands of cases with individuals before for paltry amounts and they will expect they can settle your case for a measly amount as well.
Why do they look at you as if you’re chopped meat? As soon as you tell them you are negotiating your own settlement, they know you’re trying to save money. To them, that means you may even be desperate. They also know you won’t be as knowledgeable about their tricks and tactics and like those tens or hundreds of thousands of people before you, they know how they can play you until you either become so frustrated you settle for their bad offer or become panicked that your time is running out.
The second way they evaluate a case, namely one presented by a lawyer, is an analysis of what the case’s true settlement value is based on the attorney’s skill and experience, how prepared the case is for litigation in the event it doesn’t settle, and the actual value of the injuries and associated pain and suffering, wage loss and other out of pocket expenses.
To settle your case for the largest amount possible, which may be the policy limits of the insurance policy, depending upon the severity of your injuries, you need to get the insurance adjuster to evaluate your case in the same manner they would as if an attorney were negotiating with them. While most insurance companies, unfortunately, simply won’t do that, here’s what you need to do to try to obtain the maximum settlement value.
First, you need to obtain all of your medical records and bills. You can’t rely on the insurance company to do this. As soon as you tell the insurance company you want them to do this or agree to having them do it and tell you how much your medical bills come to and what your medical records say, you are giving up control of the situation. I can’t stress this enough.
You will need to sign authorization forms to obtain your medical records and bills and pay the cost of obtaining those medical records and bills (the cost of which can range from $15 to hundreds of dollars) from each hospital, ambulance company, doctor, chiropractor, radiologist, emergency room billing service, etc. Some medical providers require you to use their authorization forms. Some require you to agree to their using a photocopy service to copy your records at a higher cost. Some medical providers require one fee for your bills and another fee for your medical records.
Just obtaining all of your medical records and bills is one of the most time consuming aspects of handling personal injury cases. And, to make matters worse, you’re still not through with your medical providers. When your treatment is complete and you have all of your medical records and bills and the first settlement offer is made to you, you’ll need to call each of your medical providers or their billing offices again to learn if you have any balance owing (and you can expect to be on the phone repeatedly and for long periods of time to learn this information) and in many cases you will need to send them another authorization form before they’ll tell you this information.
You will need to obtain a copy of the police report. This is a much simpler process. Some police departments charge between $10 to $40 for a copy, while other departments provide them to you for free. You can pick it up at the police or CHP office yourself or request one by mail with an authorization form and a check for the proper fee.
You’ll also need to obtain your wage loss information on a wage loss form from your employer if you suffered any wage losses or had to use up valuable sick time, personal time, or vacation days.
You should obtain witness statements if there is any issue as to the liability of the other driver for the accident and you should take photos of the scene if there was something wrong with the road conditions or other unusual circumstances.
You will also need to obtain a number of good photographs of your car damage, copies of the vehicle repair bills and estimates and receipts for any items damaged in your vehicle.
Here’s a secret. In California you are entitled to the cost of a replacement child seat if one was in the accident. It’s automatic. Just tell the insurance company the make and model or find out the cost for the make and model child seat and the insurance company will send you a check for a new one, even if the old one wasn’t broken. Why? It’s in the California insurance code. The insurance companies, however, don’t volunteer this information. Why? They’re in business to make money, not pay it out.
Finally, when all your treatment is done, you will need to put together a demand package with a demand letter reviewing the facts of the accident and the negligence of the other driver that made him or her at fault, a summary of your injuries and medical treatment (from your medical records), an itemization of your medical bills, a discussion of your pain and suffering and how the injuries impacted your life, a discussion of your wage loss and how you determined the amount, and finally the amount of your demand and a time limit (40 days – the time allotted under the insurance code) for the insurance company to respond with their offer. The demand letter should be a minimum of four pages in length. Some of ours have been close to twenty pages. Accompanying the demand letter should be copies of all of your medical records and bills, color copies of the car damage photos, copies of the repair bills and estimates, any wage loss documentation and any other relevant items such as witness statements, etc.
If all of this is too much work for you to accomplish (and it is a lot when you are just trying to get better, get on with your life, raise a family and still go to work to put food on the table) you may want to hire our law firm to represent you.
The reason why, in most cases you will receive more, even after an attorney’s fees and costs are taken out, is that insurance companies offer much more to an attorney handling your case than when you are attempting to settle it yourself. In addition, an experienced and reputable lawyer can also obtain reductions from your health insurance company and from any medical providers with a balance with regards to what amount has to be paid back to them out of any settlement.
When you rely on the insurance company to pay your medical bills, and then simply pay you a skimpy amount on top, you are giving them the right to determine what bills they think were “reasonable” and to obtain any reductions in the bills to save themselves money. When an attorney obtains a reduction in your bills or your health insurance company lien, the amount the attorney saves increases the amount of your net settlement.
Keep in mind that as soon as you start negotiating your claim by yourself, it’s almost impossible for an attorney to persuade the insurance company to evaluate your case in the higher category type of claim. At our law firm, while we’ll take on a case that may be months old where the injured victim has simply been receiving medical treatment, we won’t take on the case in most cases if the victim has already received a bad offer from the insurance company. At that stage it’s usually too late for an attorney to make much of a difference.
Hopefully, this article has provided you with some insights as to how to obtain the maximum settlement from an insurance company for an auto, car, motorcycle, bicycle, pedestrian, truck, dog bite, or wrongful death claim. There is much more that an experienced attorney does, especially in the negotiation stage to maximize the settlement and this is where an attorney’s experience kicks in.
An attorney such as Sebastian Gibson who has been negotiating these cases with many of the same adjusters for decades, knows the tactics and negotiating style of them and their companies and knows how refute the talking points their insurance companies train their adjusters to use in negotiations.
What causes many attorneys to be unable to settle their cases and who then find themselves with no alternative but to file a lawsuit in court and face two to five years of litigation before the matter settles or goes to jury, is to get angry (some even scream and yell) with the adjuster, box themselves into a corner and tell the adjuster something along the lines of, “If that’s the best you can do, we’re filing suit.” The adjuster’s response to this is naturally, “go ahead.”
An insurance company doesn’t really care if they have to dump your case onto the case load of their attorneys who are already handling tens of thousands of such cases. One more case, makes no difference to them at all. They also know, you may give up or settle for even less when you learn from an attorney how much just the court costs will be. Just to file a lawsuit in most courts alone incurs a $350.00 or larger filing fee. Depositions can cost over a thousand dollars if they are lengthy. And all such court costs come out of your settlement, even if you have a contingency fee attorney handling your case.
Sadly, many of these same lawyers take this step or let their improperly trained staff members (secretaries and clerks) force the matter to such an impasse and then file suit without properly informing the client of the negotiations that took place and led them to that point.
If you are negotiating with an insurance company yourself, there’s no need to be unpleasant. Yes, you are probably going to hear that the insurance adjuster has evaluated your case to be worth much less than you think it’s worth. But you’re forgetting that, that’s just their first offer. Communicate with the adjuster. Tell them how the injuries affected your life and tell them what you still go through today with the pain you still have. You’ll be surprised how many adjusters will actually relate to what you tell them.
Unfortunately, just as there are bad attorneys out there, there are also some lousy insurance adjusters and insurance companies to deal with as well. They’re supposed to get back to you in 40 days with an offer after you present them with your demand package. Some take longer. Some will sound unpleasant, even snotty. And once they make their first offer, it can take weeks sometimes to reach the adjuster again to make your counter-offer. Sometimes the negotiations can take months. If you want to get the most you can for your case, you need to be patient. Your job, just as it is the job of your attorney, is to get these unpleasant insurance adjusters to warm up. I ask them how the weather is, how they’re doing, if their busy, anything to get them to open up to me. You’d be surprised how far a little kindness goes.
We wish you good luck and a speedy recovery from your injuries. You’ll find that your health, in many cases, will drastically improve, once you remove yourself from the stress of handling your case and resolve it either yourself or with the assistance of our law firm by way of settlement. If on the other hand, your case goes into litigation, as do the cases of many lawyers who don’t have the settlement experience or negotiating tools to settle their cases advantageously for their clients, your stress level will almost certainly rise.
The law firm of Sebastian Gibson handles personal injury cases in Thousand Oaks, and throughout Southern and Central California and handle wrongful death cases throughout the state. To learn more about Sebastian Gibson and the other areas of law handled by the law firm, visit the Sebastian Gibson website.
We invite you to visit our website at http://www.sebastiangibsonlaw.com and call us if you’ve been seriously injured in a personal injury auto, motorcycle, car, truck, pedestrian, or bicycle accident, lost a loved one in a wrongful death or been injured in a dog bite or animal attack in Thousand Oaks.
Zu dem Zeitpunkt war schon eine Stunde vergangen, ich war klitschnass und schwitzte und fror gleichzeitig. Allerdings muss ich gestehen, dass ich das erst später gemerkt habe, als ein wenig Ruhe einkehrte. 
Mathias schnell angerufen, dass er wieder umdrehen kann. Immerhin war er erst 40km gefahren (noch mal an dieser Stelle ein großes Dankeschön!). Dann ging es ans Bezahlen und der Werkstatttyp meinte “gib mir 20 bar, das passt dann” (ich mein, allein das Opel-Öl, was er mir reingekippt hat, war ganz schön teuer) und dann kam der Abschlepptyp, ich solle ihm 30 Euro bar auf die Hand geben und er trägt das dann als Leerfahrt ein (hätte mich sonst 100 Euro gekostet). Mir fiel so ein großer Stein vom Herzen!
Zu den Einsatzfeldern von Android dürften in absehbarer Zeit auch Navigationssysteme gehören: Darauf deutet ein neues GPS für den Einsatz im Auto hin, das ArcherMind in Zusammenarbeit mit chinesischen Hardware-Herstellern entwickelt hat und das das erste seiner Art sein soll.